💪💰 Money Moves: 10 Steps for Women Over 40 to Take Control of Their Finances and Win Big 💼📈

"A wise woman knows her worth, not just in dollars, but in her ability to take control of her financial future." - Unknown

Ladies, it's time to take your financial power back and put yourself first. This 10-step guide is specifically tailored to help women over 40 achieve financial freedom, with a healthy dose of humor and encouragement. Let's say goodbye to the outdated notion of a "bossbabe" and hello to empowered women who are in control of their finances.

1. Start with a Budget: Create a monthly budget that takes into account your income and expenses. Make sure to prioritize your needs over your wants and allocate enough for savings.
2. Track Your Spending: Keep track of your spending for at least a month. This will give you a clear picture of where your money is going, and where you can cut back.
3. Make a Debt Plan: Make a plan to pay off your debts, starting with the highest interest debt first. Consider using the snowball method or the avalanche method to make it more manageable.
4. Automate Your Savings: Set up an automatic transfer from your checking account to your savings account every month. This way, you won't have to think about it, and you'll be able to watch your savings grow over time.
5. Invest in Yourself: Consider taking courses, attending workshops, or hiring a financial advisor to help you with your finances. It's important to continue to educate yourself so you can make informed decisions.
6. Negotiate Your Bills: Call your service providers (internet, cable, phone, etc.) and see if you can get a better deal. You'd be surprised at how much you can save just by asking.
7. Sell Your Stuff: Have a yard sale or sell your unwanted items on eBay, Facebook Marketplace or other online marketplaces. This extra cash can go towards your debt or savings.
8. Take on a Side Hustle: Consider getting a part-time job, starting a business, or finding freelance work. The extra income can help speed up the process of paying off debt and building your savings.
9. Be Realistic: Be realistic about your spending and debt. It won't be paid off overnight, but with dedication and discipline, you'll get there.
10. Celebrate Your Wins: Celebrate every milestone, no matter how small, as you work towards financial freedom. This can be something as simple as paying off a credit card or reaching your savings goal.

And to help you along the way, here are three must-have products from Amazon to make your journey to financial freedom a little bit easier:

1. A high-yield savings account, like Ally Bank, to help grow your savings.
2. A budgeting app, like Mint or Personal Capital, to help track your spending and stay on top of your finances.
3. A book on personal finance, like "The Total Money Makeover" by Dave Ramsey, to provide practical tips and inspiration for your financial journey.

It's time to put yourself first and take control of your financial future. With these 10 steps, and a positive, can-do attitude, you'll be on your way to financial freedom in no time.

Elisha Lowe is a business strategist, entrepreneur, and advocate for empowered living. With over two decades of experience in healthcare and financial markets, she brings a unique perspective to personal and financial growth. As the founder of Me Priori, Elisha helps individuals reclaim their time, finances, and purpose through Crown Resonance. Her journey from corporate life to financial independence and entrepreneurship inspires many to embrace change, make confident choices, and live life on their own terms.

Disclaimer:  Me Priori is not a financial advisor and the information provided on our site or around our programs Free Time Investor and Stock Market Landlord is for informational purposes only. We encourage all users to seek professional financial advice before making any investment decisions. Our goal is to empower financially independent women to confidently invest in the stock market so they can secure their financial freedom for the long-term.